{"id":221,"date":"2020-08-21T11:15:09","date_gmt":"2020-08-21T05:45:09","guid":{"rendered":"http:\/\/www.tmrinfra.com\/blog\/?p=221"},"modified":"2021-02-16T15:12:21","modified_gmt":"2021-02-16T09:42:21","slug":"home-loan-benefits-for-women-in-india","status":"publish","type":"post","link":"https:\/\/www.tmrinfra.com\/blog\/home-loan-benefits-for-women-in-india\/","title":{"rendered":"Home Loan Benefits for Women in India"},"content":{"rendered":"\n<p>Indian women\nhave expanded their horizons. They are exceling in various fields. They are\nsetting benchmarks, inspiring people and dreaming big. The financially\nindependent women are taking decisions for themselves and their families. <\/p>\n\n\n\n<p>Indian women\nhave already known as great home makers. Now they have become home buyers too,\nin large numbers. Considering this home loan lenders have created attractive\nschemes especially for women with specific benefits. Let\u2019s have a look at them.<\/p>\n\n\n\n<p><strong>Lower\ninterest rates<\/strong><\/p>\n\n\n\n<p>Interest rates\nfor women\u2019s loans are lower. It is a great benefit that lowers the Equated\nMonthly Instalments (EMIs) and saves money over the tenure of the loan. &nbsp;Many banks and lending institutions offer a\nconcession of 0.05% to 1.00% on home loan for women.<\/p>\n\n\n\n<p><strong>Lower Stamp\nDuty<\/strong><\/p>\n\n\n\n<p>Stamp duty is\nthe state government\u2019s tax on the property during its sale or transfer. Generally\nthe Stamp Duty is from 4% to 10% of the property cost. Many state governments\nhave 1% to 2% lower stamp duty for women buyers, in solo or joint ownership.<\/p>\n\n\n\n<p><strong>Tax Benefits<\/strong><\/p>\n\n\n\n<p>Taxpaying women\nare eligible to claim home loan tax deductions under Section 80C of the Income\nTax Act, 1961 and under Section 24(b) of the Income Tax Act, 1961. In addition,\nthere are other additional tax deductions that benefit women home buyers.<\/p>\n\n\n\n<p><strong>Benefits as\nCo-borrowers<\/strong><\/p>\n\n\n\n<p>Women can apply\nas co-borrowers with their spouses. The combined income of the couple endures\nhigher loan eligibility. It allows the couple to select the home of their\nchoice. They can avail tax benefits as well.<\/p>\n\n\n\n<p><strong>Quick Loan\nApproval<\/strong><\/p>\n\n\n\n<p>Data analytics\nhas proven that women have higher loan repayment rates. So a woman\u2019s chances of\nloan approval are higher. More and more women are also encouraged to be home\nowners so as to become self-sufficient and financially empowered.<\/p>\n\n\n\n<p>Land is a very stable investment option that appreciates steadily but surely. It proves to be a good long term investment for women. <a href=\"https:\/\/www.tmrinfra.com\/\">TMR has excellent plot schemes at premium locations<\/a>. With loan benefits and appreciation guarantee, women are sure to enjoy this double benefit and get rewarding returns. So are you ready to take the plunge? <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indian women have expanded their horizons. They are exceling in various fields. They are setting benchmarks, inspiring people and dreaming big. The financially independent women are taking decisions for themselves and their families. Indian women have already known as great home makers. Now they have become home buyers too, in large numbers. Considering this home [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":222,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[88,89,18,17,5],"tags":[230,231,9,135,235,90,6,233,234,137,51,96,93,91,10,23,133,138,34,130,232,142,139],"class_list":["post-221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan","category-home-loan-real-estate-trends-2020","category-investment","category-real-estate-trends-2020","category-tmr-group","tag-emi","tag-equated-monthly-installments","tag-gated-community-plots-in-hyderabad","tag-hmda-approved","tag-hmda-approved-residential-plots-in-kishannagar-hyderabad","tag-home-loan","tag-hyderabad-real-estate","tag-income-tax","tag-income-tax-act","tag-land-investment-in-hyderabad","tag-land-investment","tag-loan-approval","tag-loan-benefits","tag-lower-interest-rates","tag-open-plots-in-hyderabad","tag-plots-in-hyderabad","tag-plots-in-maheshwaram","tag-plots-in-shadnagar","tag-residential-plots","tag-residential-plots-in-maheshwaram","tag-stamp-duty","tag-terrain","tag-tmr-terrain-one-a-dtcp-approved-project"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Loan Benefits for Women in India<\/title>\n<meta name=\"description\" content=\"Indian women have expanded their horizons. They are exceling in various fields. They are setting benchmarks, inspiring people and dreaming big. The\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tmrinfra.com\/blog\/home-loan-benefits-for-women-in-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Loan Benefits for Women in India\" \/>\n<meta property=\"og:description\" content=\"Indian women have expanded their horizons. They are exceling in various fields. They are setting benchmarks, inspiring people and dreaming big. 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