Factors Affecting ROI

Factors Affecting ROI

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The core idea behind making any investment calculations is how much would the net return on investment be and how quickly would the investment be paid off and considering the current economic scenario, risk ponders over most investment chances due to the uncertainties being faced by the world. Real estate and plotting in particular offers low risk with a good and consistent return on investment but there are many factors that help in calculating the return on investment.

Why is Hyderabad an Ideal Choice for Investment?

In the last decade or so, Hyderabad has surpassed many cities to be the second-largest Information Technology sector and the boundaries of the city have expanded with excellent connectivity and infrastructure. While making an investment in Hyderabad, one major factor that needs to be considered is that the centre has upgraded the residential infrastructure and seems to be less expensive in the housing and industrial sectors. With incredible opportunities in all sectors, the towns and cities around Hyderabad have experienced a massive surge of developments and modernization making it an ideal choice for investment.

What are the Factors Affecting the ROI in Hyderabad?

There are many factors that come into play while calculating the rate of return:

  • Investing in the up-and-coming parts of the city is a good choice as they have the greatest potential to multiply your investment at low initial rates
  • Fluent connectivity brings in great returns
  • Brand reputation plays an important role
  • New projects give better ROI opportunities
  • Prime spots in the city offer high initial rates with saturated returns
  • Projects approved by HMDA, DTCP and RERA offer secure investments that improve ROI

At TMR Group, it is a part of our core value to offer you with the best of plots in Hyderabad which reap the best returns on your investment. With a plethora of open plots for sale in Hyderabad and surrounding prominent locations, TMR Group is certainly the ideal choice for you to book a plot and get great returns. To know more about our projects, visit www.tmrinfra.com now.

What is E-stamping and how is it done

What is E-stamping and how is it done?

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The successful completion of transactions like buying, selling, making deeds, leasing, etc. involves a financial component associated with it, and duty must be paid to the government to validate the respective transaction and such transactions are securely documented on stamp papers that can be bought from authorized vendors. The price of stamp papers is known as stamp duty and it varies from state to state and also depends upon the size of the transaction Thus, the stamp paper is the proof that duty has been paid to the government for the said transaction and gives legal validity to the contract.

History of E-Stamping

The older paper-based stamp process was prone to counterfeiting. Franking, on the opposite hand, is often a cumbersome process, where contracts are written on non-stamp paper then they’re stamped at authorized centers after payment of the stamp tax. To control the counterfeiting and human errors within the stamp paper process, and also to simplify the method, the govt. introduced e-stamping in 2013. E-stamping is the electronic way of paying the non-judicial stamp duty to the government. It is a more secure way of stamping documents as its operation is computer-based reduces the margin of error whereas traditional stamping can be was a tedious job with lots of uncertainties.

How is E-Stamping Done?

The entire process of registration in India is handled by the Stock Holding Corporation of India or in short SHCIL.

  • Go to the official website of SHCIL
  • If e-stamping is permitted in your state, download the e-stamping form
  • Fill the e-stamping form with the small print of the parties involved and therefore the transaction that it’s to be used. You will get to know about the details regarding which transactions require stamping.
  • Go to an authorized collection center (ACC). You can find the addresses of the gathering centers on the website.
  • Submit the shape alongside payment for the e-stamp certificate
  • You can pay in currency by cash, cheque or demand draft if it’s done at the ACC. Online payments are often done on the SHCIL website using debit cards, credit cards, pay orders, RTGS, NEFT or through an account-to-account transfer.
  • Upon submission of duly filled form and payment, your e-stamping certificate is going to be generated instantly and handed over to you

At TMR Group, we ensure that our customers experience complete transparency in every transaction they make. It is because of our quality of being so open to the intricacies our customers prefer to choose us over the others. With a plethora of plots for sale in Hyderabad and land for sale in other prominent locations at Hyderabad, our customers get to handpick the best and in return, the transparency in their transaction helps them trust our brand even more. Do you think our projects are worth it? Visit www.tmrinfra.com and take a look. You will believe that what we do what we say.

Real-Estate MythBusters

Real-Estate MythBusters

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A myth is a story or an idea that is false in reality but is believed to be the truth. Buying a home is a crucial decision as it is usually a one-time thing in most lives and there’s a lot of pressure to make the right decisions at the right times with all the requirements in mind. Considering the magnitude of the real-estate sector, there are bound to be misconceptions due to lack of awareness and accurate knowledge, and they can lead to unnecessary confusions, hindering the work in progress therefore, thorough research is of the utmost importance.

Common Myths
  • To buy a home, you must be rich: Starting with the most widely spread myth. This is not true as home loans can pay up to 80 percent of the total amount and are repayable via EMI’s which are compatible with you and after the implementation of the PMAY scheme the investments have become easier and economical.
  • High Risk = High Returns: Every investment you make has some risk factor and in comparison, to the other sectors, real-estate is considerably stable and it gives your investment a completely secure environment and a constant gradual growth to your investment.
  • Investing in developed areas is the better choice: Prime locations do have their perks but they are quite expensive with low potential for growth. The up-and-coming locations have a massive potential for multiplying the investment to unimaginable extents with low original investment.
  • To buy a home, you must be rich: Starting with the most widely spread myth. This is not true as home loans can pay up to 80 percent of the total amount and are repayable via EMI’s which are compatible with you and after the implementation of the PMAY scheme the investments have become easier and economical.
  • High Risk = High Returns: Every investment you make has some risk factor and in comparison, to the other sectors, real-estate is considerably stable and it gives your investment a completely secure environment and a constant gradual growth to your investment.
  • Investing in developed areas is the better choice: Prime locations do have their perks but they are quite expensive with low potential for growth. The up-and-coming locations have a massive potential for multiplying the investment to unimaginable extents with low original investment.
  • To buy a home, you must be rich: Starting with the most widely spread myth. This is not true as home loans can pay up to 80 percent of the total amount and are repayable via EMI’s which are compatible with you and after the implementation of the PMAY scheme the investments have become easier and economical.
  • High Risk = High Returns: Every investment you make has some risk factor and in comparison, to the other sectors, real-estate is considerably stable and it gives your investment a completely secure environment and a constant gradual growth to your investment.
  • Investing in developed areas is the better choice: Prime locations do have their perks but they are quite expensive with low potential for growth. The up-and-coming locations have a massive potential for multiplying the investment to unimaginable extents with low original investment.
  • To buy a home, you must be rich: Starting with the most widely spread myth. This is not true as home loans can pay up to 80 percent of the total amount and are repayable via EMI’s which are compatible with you and after the implementation of the PMAY scheme the investments have become easier and economical.
  • High Risk = High Returns: Every investment you make has some risk factor and in comparison, to the other sectors, real-estate is considerably stable and it gives your investment a completely secure environment and a constant gradual growth to your investment.
  • Investing in developed areas is the better choice: Prime locations do have their perks but they are quite expensive with low potential for growth. The up-and-coming locations have a massive potential for multiplying the investment to unimaginable extents with low original investment.


At TMR Group, we believe that customers should be well aware of all the real estate realities and truths which would help them own a property of their choice. With a plethora of options to buy a land for sale in Hyderabad and other prominent locations in the nearby vicinity, TMR Group offers some of the best plots for sale in Hyderabad. If you wish to invest with us, visit www.tmrinfra.com to know more about our projects and we would be glad to burst some myths you have about owning a property in the real estate.

All about property and land registration in Hyderabad

All about property and land registration in Hyderabad

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Finding a piece of land to build your forever home is usually a once-in-a-lifetime opportunity. The factors dictating the consideration of the right land implies that it’s characteristics that suit your needs and your budget. Sometimes the method can become complex and improper information or advice can cause people to settle on the foremost convenient options. Also, you want to take under consideration all the legal conditions to avoid future disputes. The property registration refers to the legal recording of all documents as it infers the changes in the ownership and the other procedures required during the transaction of a plot.

Before purchasing the land, it is necessary to register all the documents which guarantee the legal ownership title to your property. The registration of land protects you from future disputes and frauds and helps you to possess an updated public record. However, the land registration process and charges vary from one state to a different state.

Land Rates in Hyderabad

Hyderabad has transformed into the second largest IT sector in India over the past few years and this has led to the development of a ton of economic opportunities which further has an impact on the rate of land in Hyderabad. The rates are usually higher in the busier areas of the city.

  • Kondapur – Ranges from ₹389-₹66,288 with an average being ₹31,915
  • Shadnagar – Ranges from ₹104-₹44,375with average being ₹42,322
  • Gachibowli – Ranges from ₹240-₹78,125with average being ₹35,728
  • Shamshabad – Ranges from₹111-₹45,459 with an average being ₹40,234
Registration Process of Land in Hyderabad

The buyer can visit the location to look at the land and discuss the worth of the property. After the oral agreement, both the vendor and buyer should need to record the agreement within the sort of documentation. The buyer must register online by uploading all the documents on the portal before booking a timeslot for the sub-registrar’s office for the formal registration. The agreement documents need to be made with the help of a knowledgeable lawyer for secure authenticity. Once the document is completed, you would like to pay the stamp tax counting on the state. Next, execute your sale agreement and register an equivalent within the Sub-registrar of assurance’s office by submitting all the related documents. Finally, the mutation of the property wiped out revenue records by visiting the local municipal authorities. With the authentication of these documents at the SRO and completing the other formalities, you will be able to register your land in Hyderabad.

The required documents are:

  • Original signed documents
  • Demand draft of the stamp duty
  • Property card, PAN card, Aadhar card
  • Identity proof of the respective buyers, sellers and witnesses
  • Power of attorney
  • Encumbrance certificate
  • Photograph of the property

At TMR Group, the wide spectrum of lands for sale in Hyderabad gives you ample opportunities to invest and own a plot of your choice at the location you desire. With clear title plots for sale in prominent locations such as Shadnagar, Shamirpet, Maheshwaram, Yadgirigutta and so on, TMR Group is your ideal choice to own the best plots in Hyderabad. To know more about our projects, visit www.tmrinfra.com now.

All About Foreclosures

All About Foreclosures

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Foreclosure is usually the ultimate step after a lengthy pre-foreclosure process. It is a lawful procedure by which a lender attempts to recover the money owed on a defaulted loan by taking ownership of and selling the mortgaged property. Typically, default is triggered when a borrower misses a selected number of monthly payments, but it also can happen when the borrower fails to satisfy other terms within the mortgage document.

The foreclosure process attains its legal basis from mortgages which allow the lender to use a property as collateral just in case the borrower fails to uphold the terms of the mortgage document. The process varies from state to state; the pre-foreclosure process generally begins when a borrower misses a minimum of one mortgage payment and receives a payment notice from the lender. If the borrower misses two payments, then a requirement letter is sent by the lender. This is more serious than a missed payment notice, but the lender may still be willing to allow the borrower to catch up on the missed payments in due time.

A final notice of default is sent by the lender after 90 days of missed payments and the loan then is handed over to the lender’s foreclosure department. Therefore, the borrower typically has only another 90 days to settle the payments and reinstate the loan and at the end of this period the foreclosure begins.

Rate of foreclosure in today’s real estate scenario

Before the pandemic, foreclosure rates all over the world were at their all-time low but ever since the situation has taken a turn for the worst. The current world scenario looks bleak, as there’s been a wave of job cutting in sectors like aviation, travel, hospitality, real estate, retail, manufacturing and automotive are worse affected and the employees over there would face job losses making it difficult for most people to catch up with their EMI’s on various loans like home loan leading to an increase in the number of house foreclosures. Even with a safe estimation of a lockdown just one quarter, leading to 15-20% job losses and salary cut of 30-40% of the workforce, the impact would be severe with at least half of the working population that buys homes. The real estate sector is currently experiencing almost 65% payment default from customers paying the installments linked to construction as many customers have requested the developers for an allowance to delay the payments due to facing liquidity crunch because of the lockdown so it wouldn’t be unreasonable to suggest that foreclosure activity might also double, under normal circumstances of course.

Importance of Foreclosure

Foreclosed properties are quite easily accessible on banks’ websites and often indicate a good reason for their lower price, they may look poorly maintained, or perhaps there’s a major necessary repair that isn’t so obvious. But while foreclosed properties do require a touch more work, they will also offer a way higher return on investment. If a property doesn’t sell at a bank foreclosure sale auction or it never went through one, the lenders take ownership of the property and may add it to an accumulated portfolio of foreclosed properties.

Foreclosed bank properties can be attractive to real estate investors because in some cases, banks sell them at a discount to their market value, which of course, in turn, negatively affects the lender and so the lenders may offer different alternatives to avoid foreclosure, many of which can mediate a foreclosure’s negative consequences for both the buyer and the seller.

At TMR Group, we ensure that our customers and stakeholders get to see our transparency in every transaction we make. With value for money deals and prompt services, TMR Group is not only about developing impeccable projects at the most prominent locations, but it’s also about the kind of services we deliver. If you wish to know more about who we are and what we do, visit www.tmrinfra.com and explore the plethora of projects that we deliver with diligence.