Road infrastructure gets a booster dose from housing!

The infrastructure and connectivity of a city or urban centre are paramount to its development. As cities grow, so do their exteriors and peripheries that provide alternatives for affordable housing in the peripheral city areas. Convenient connectivity to the city’s core business districts and peripheries is vital for a suitable living environment.

There is a strong inverse correlation between road infrastructure and urban standard of living. When new roads are constructed across the expanse of rural and urban areas, the spread of development happens over a wider geography. This helps to potentially bring down the premium that certain urban agglomerations command for having better connectivity. This could be particularly true for metro cities in India with space constraints, such as Mumbai, Hyderabad and Bengaluru.

One of the downsides, however of this story is the lack of infrastructure management which often leads to incidents of worry on the roads. To ensure commuters have a smooth and incident-free ride on city roads in Hyderabad, the Greater Hyderabad Municipal Corporation (GHMC) has sanctioned 7,513 road-related projects under its jurisdiction for the fiscal year 2022-23. These works will be at a staggering cost of Rs 19.47 billion.

Of the 7,513 sanctioned road-related works, the GHMC has already completed 2,219 works. These expenditures amount to Rs 458.35 crore. According to official statements, the remaining 5,294 road works are in various stages of completion.

The state government plans to develop 104 link roads at the cost of Rs 2,410 crore under its Missing Links Projects (Phase-III) Programme. In a press release, the Hyderabad Road Development Corporation Limited (HRDCL) said that the objective of proposing these link roads is to improve mobility, ease traffic and enhance the growth of commercial establishments in the state.

CRMP agencies have also been allotted the responsibility of overall upkeep and maintenance of the entire main road stretches in traffic-worthy condition for five years. They’ll be responsible for maintaining the central medians, sanitation, greenery development, and kerb painting on main roads. Of the total 811.96 km main road network, CRMP agencies have already re-carpeted and worked on over 690 km of road.

Come monsoons, water logging and consequent degradation of roads is a common sight. The GHMC has taken initiatives to avoid rainwater stagnation and ensure the longevity of the roads that get frequently waterlogged during downpours. The body has decided to lay Vacuum Dewatered Cement Concrete (VDCC) roads instead of regular bitumen roads. The GHMC proposed 146 km of Vacuum Dewatered Cement Concrete (VDCC) with an outlay of Rs 158.67 crore this financial year, and these works are already underway in various locations. These roads are laid in colonies and stretches where traffic is relatively less than on major thoroughfares.

This boost to the city’s infrastructure lays the foundation for a flourishing future for Hyderabad and its peripheries. With link roads and connectivity to the core strengthening, residential rental yields are likely to multiply in the coming years. This marks the perfect opportunity to invest in plots in the future land of Maheshwaram and Chegunta near Hyderabad with TMR Group. Visit to know more!

Dynamics of land appreciation

Dynamics of land appreciation

Owning a wealth asset is good, but owning a real estate asset is great. Out of various investment options, real estate investment is considered to be the most reliable form of investment. An essential point for this consideration is the security it offers. Over time, land value is set to gain a rise helping you possess an asset that promises returns like no other. In this blog, we are going to have a look at what factors affect land appreciation and such.

Land – The asset of worth

Every year, property rates surge higher owing to high demand and other essential factors. The ever-increasing population in India sets the need for space in terms of residential and commercial, all across the nation. The rise in property rates depends on various factors that influence the upsurge.

 The location of land plays the most vital role in influencing prices. Any property located at a prime destination holds more value and offers more returns as compared to other properties. Property closer to the city makes the land costlier.

Social Infrastructure near any property increases the value of the land. Places like educational institutions, hospitals, sports, and recreation are considered under social infrastructures that add value to everyday lifestyle. And hence, the presence of such things near a land helps gain more value.

Malls, shopping centers, multiplexes, and other entertainment zones also influence property rates. Such factors add more to lifestyle and hence it affects land appreciation. Reselling of such assets also attract heavy returns.

The presence of transportation services like – metro, bus stations, well-constructed roads highly affects the land rates. Everyday commute demands essentials for going to and fro and hence these aspects influence real estate rates. 

Green cover or water bodies like lakes or rivers also influence the property rates. Such natural bodies offer healthful experiences and hence such lands hold significant value. Such properties are usually sued for weekend getaways, farmhouses, or other such factors.

When the government announces construction of new roadways, airports, ports, or other such amenities, people wish to stay closer to such projects which add value to everyday living and hence demand land near such proposed projects go high.

When one plans to buy land as an investment, picking the right property to invest in is the key to getting better returns. Considering these aspects before buying a piece of land would help in making a better deal to buy a home or for wealth growth. At TMR Group, we analyze and choose strategic locations to help our clients acquire nothing but the best. Our plots at prime destinations in Hyderabad are clear title residential plots for you to invest in or buy a home. With several advantages, these plots promise to deliver you the best returns in the future. Connect with TMR Group to start your dream journey and possess an asset of real worth and value. 

Challenges and how to overcome them while buying a plot

Challenges and how to overcome them while buying a plot

Buying land is the most preferred and most reliable form of investment when it comes to investing in the real estate industry. Also, due to the outbreak of the pandemic, demand for plotted developments has skyrocketed as self-owned homes, villas, or row houses, provide better social distancing as compared to apartments. People wishing to buy land for their personal use or as a form of investment have to be aware of certain factors that help make the process of buying simple.


Paperwork can be complex owing to new terms and due to indulgence in never before like experience. However, it is one of the most significant processes to ensure secure ownership of land. The very important paperwork you’ll be needing to take care of is – Title deed. This document ensures that the seller of the property has undisputed legal ownership of the land to be sold. Having a clear title helps you own a property through an authentic process. Be it agricultural land, residential plot or commercial investment plot ensuring no unclear deeds is a must. A clear title deed once received should be checked, scrutinized thoroughly and one must not accept a photocopy of the title deed. The land must be in the name of the seller and must be checked for having full rights to sell the land. One can cross-check the authenticity of the document by running a ‘title search’ on the registration website of the state government. A lawyer can be consulted to ensure the same. Another document that helps you confirm if the land has any legal dues pending is – Encumbrance certificate. One must check the encumbrance certificate for at least 30 years. A resale certificate is issued by the bank which ensures that the seller has cleared all the loans on the property. Having this certificate improves the credibility of land being debt-free.

Land use

One of the biggest risks that buyers usually face is whether they are buying agricultural land or one which is meant for residential projects. Cities often expand rapidly with no master plan and subsume the suburbs including vast agricultural lands. Agricultural lands are usually closer to the city and are priced lower which should be alarming. So, one must check with the revenue office of the zone before one chooses to sign any land deal.

Purpose and location

Different purposes of buying land set parameters for deciding the location. One panning to build a home should strategically lock a location that is near the workplace. A farmhouse or weekend getaway home can be constructed far from the city. One planning to develop the land for commercial purposes must consider hotspots in the city. Varied structures serving various purposes demand different locations and hence one should be clear with the purpose of buying land.

Transaction obstructions

Usually, circle rates do not match market rates of the area and hence land transactions may demand high cash component. This can leave you in a challenging situation as banks may not fund the entire cash required for the transaction, in case you are taking a loan to buy land.

Lack of tax benefits

Banks offer loans mainly for residential plots located within the municipal limits; even there, they offer only 70% of the total value of the land and the buyer has to arrange the rest.

At TMR Group, we uphold the value of transparency to not just have a transaction with our customers but to build an everlasting bond. We understand the significance of legal processes and hence our team ensures that each of our transactions happens through proper guidance. Even if a new buyer is not aware of the terms and functionality, our team members spell each term for them to understand and take steps accordingly to ensure seamlessness. Having premium plotting sites at Hyderabad, we have been able to establish healthy bonds with our buyers who are getting benefitted from their association with TMR Group. Come, join us and multifold your growth journey! 

How Credit Score impacts your home buying process?

How Credit Score impacts your home buying process?

Your credit score impacts your home buying process in a big way. It is the reflection of your creditworthiness. When a bank or a financial institution appraises your loan proposal, the first thing it does is to look at your credit score. Through this score they determine whether you are qualified to get the loan or not.

What is a credit score?

A credit score is a number that is a representation of your credit history. It consists of the number of accounts you operate, total levels of your debts, repayment history, your credit card usage and so on. Your lender bank checks this credit score to evaluate whether you are capable of loan repayment or not.

How much credit is needed to buy a home?

The range of the CIBIL score is generally between 300 and 900.  You can buy a home if your minimum credit score is 580 and above. Credit score close to 900 is extremely good. Credit score below 500 is considered very poor and the banks do not grant loans to those who have such score. People with poor credit score can buy a house with conventional fixed rate mortgage scheme with higher interest rate.

How to improve your credit score?

When you are thinking of buying a home by taking a bank loan, check your credit score. If it is good your loan will be approved immediately. If not you can improve your credit score before applying for a home loan.

Here are the ways to improve your credit score

  • Keep the track of your credit report. Analyse it and identify the mistakes if any. Get them corrected.
  • Pay your credit card bills on time to be financially responsible and avoid paying extra interest. Spend within your credit limit.
  • Pay your EMIs regularly and in time. If you are defaulting on them it will reflect in your credit score and you will not be trustworthy for a home loan.
  • Focus on your home loan. If you want to take other loans such as travel, furniture postpone them.
  • Check the payment history of your co-applicants. Their credit score has to be in the correct range too.

Of course there is no need to panic if your credit score is low. Raise it up with timely payments before you apply for a home loan. This will make your home buying process hassle free and delightful.