The plus side of customization – Investors Perspective

The plus side of customization – Investors’ Perspective

One of the most reliable and benefiting types of investment today is an investment in plots. Owing to the high demand for land in residential or commercial development, investing in plots stands as the best choice. Buying a plot as an investment also stands as an asset helping secure one’s future. Investing in plots becomes financial security and the chances of facing losses in this kind of investment are almost rare.

Agriculture Plots

Due to the ever-growing demand for food worldwide, agriculture plots are rising in demand all across. Reports suggest that the world’s population is increasing by 50 million annually and this is resulting in increased demand in the food supply. The rise in need for food calls for more land that can be utilized for farming. That’s why agriculture plots are in high demand all across. In India, income earned through farmland is free from taxation which adds more value to the plot. Owning an agriculture plot is a rewarding long-term wealth creation opportunity and is a stable profit-producing asset. It’s estimated that by 2030 agriculture producers will have to support a population of around eight billion people. Such an assured spike in demand spells the need in the future and also stands an opportunity for investors to be on the profit side by investing in Agriculture Plots. One assured growth after buying an agriculture plot is that the value of the land multiplies with time and re-selling the plot can reap more benefits.

NA Plots

A non-agricultural plot is a piece of land on which construction of any kind (bungalow, office, shop, industrial unit, etc.) is permissible. Hyderabad, being a prime destination for IT working professionals, the value of real estate here is ever-growing. And in this ever-evolving city, chances of getting towering rewards are always high. NA plots offer great flexibility for either using them as an investment or to develop as the need arises. One can utilize NA plots as leisure by converting into a weekend gate away location or can develop it as a commercial property. In comparison to commercial property, NA plots come with nearly no maintenance policy. The only need is to keep checking it time-to-time and that’s all that is required. One can sell away the property at the right time when prices are soaring and reap good financial profits. Such plots stand as a utility option and add more value to the plus side of customization for investors or buyers.

At TMR Group, we locate lands at strategic locations that hold high value or would stand very significant in the near future. Such land is then made available for investors or buyers to help them benefit them in the longer run. One vital insight to consider before buying a property here for investment is the ever-growing love for the city. Hyderabad commercial real estate has seen 172% growth in the last five years which spells the importance of having land in the city. So, fulfill your aspirations by purchasing land with TMR and reaping matchless rewards for growth.

Source:

  • 1. https://pahani.com/blog/
  • 2. https://www.thenewsminute.com/article/hyderabad-commercial-real-estate-sees-172-growth-last-five-years-136930
Hyderabad – Destination of a lifetime

Hyderabad – Destination of a lifetime!

Hyderabad – The city is already known for its historical significance, for its Charminar, pearls and geography is now also gaining popularity for its social infrastructure and other advancements. The city is already hosting big multinationals from the Information Technology sector offering employment to millions of Indians. Hyderabad stands as the second-largest city in India with respect to the total land area and has over 200 engineering colleges in its vicinity. With its IT exports, the city ranks number two in India making it the favourite choice for Investment.

Geography, Climate and more

Hyderabad is located just 500 kilometres south from the geographical centre of the country and is blessed with bountiful nature. The city is well-connected to all the major cities of India. The social infrastructure within the city speaks for itself as of the finest in the country along with the possibility for the city to spread in all the possible directions as not blocked by seashore or state boundaries. The city hosts people from all parts of the country making it multi-lingual, multi-cultural with a variety of food, lifestyle and entertainment choices clubbed with relatively low cost of living.

Placed at 536 metres altitude on Deccan plateau, it has fairly warm weather through most parts of the year. The city witnesses moderate summers, winters and downpours making it pleasant throughout the year. To add one more feather in its hat is a rating by the industry: Hyderabad is 3rd best city globally according to LinkedIn IT Talent Survey – 2014.

Heritage, food and infrastructure

Apart from the 400-year rich history and culture, the city is also blessed with forts, palaces and museums. Not just this, the city is world-famous for its delicacy – Hyderabadi Biryani. Hyderabad is also known as the knowledge capital of India because of several acclaimed institutions such as IIT, ISB, Nalsar and more. It’s also a Hub of leading International IT giants, pharmaceutical companies, research institutes and laboratories. These make it one of the prime destinations for land for sale in Hyderabad.

 With a wide range of world-class hotels, social infrastructure and other essentials, the city stands super poised when it comes to lifestyle. Construction in Hyderabad is comparatively economical than other cities which in turn, reduces project cost for the city making it favourable for purchasing open plots for sale in Hyderabad.

Hyderabad gives away many reasons for people to love it. With constant evolution, Hyderabad is transforming better and clean. With all this, investing in Hyderabad becomes a wise choice to gain momentum in the real estate industry or to buy plots for sale in Hyderabad. At TMR Group, we ensure that your property purchase becomes something more than just a transaction. Hence, buying a piece of land with TMR as an investment can fetch you something more than just money. It would promisingly give you an experience that is matchless and priceless. It’s one of the premium gated community plots in Hyderabad. Come, plunge into an experience like never before with TMR and dream start your aspirations in your very own Hyderabad.

How Credit Score impacts your home buying process?

How Credit Score impacts your home buying process?

Your credit score impacts your home buying process in a big way. It is the reflection of your creditworthiness. When a bank or a financial institution appraises your loan proposal, the first thing it does is to look at your credit score. Through this score they determine whether you are qualified to get the loan or not.

What is a credit score?

A credit score is a number that is a representation of your credit history. It consists of the number of accounts you operate, total levels of your debts, repayment history, your credit card usage and so on. Your lender bank checks this credit score to evaluate whether you are capable of loan repayment or not.

How much credit is needed to buy a home?

The range of the CIBIL score is generally between 300 and 900.  You can buy a home if your minimum credit score is 580 and above. Credit score close to 900 is extremely good. Credit score below 500 is considered very poor and the banks do not grant loans to those who have such score. People with poor credit score can buy a house with conventional fixed rate mortgage scheme with higher interest rate.

How to improve your credit score?

When you are thinking of buying a home by taking a bank loan, check your credit score. If it is good your loan will be approved immediately. If not you can improve your credit score before applying for a home loan.

Here are the ways to improve your credit score

  • Keep the track of your credit report. Analyse it and identify the mistakes if any. Get them corrected.
  • Pay your credit card bills on time to be financially responsible and avoid paying extra interest. Spend within your credit limit.
  • Pay your EMIs regularly and in time. If you are defaulting on them it will reflect in your credit score and you will not be trustworthy for a home loan.
  • Focus on your home loan. If you want to take other loans such as travel, furniture postpone them.
  • Check the payment history of your co-applicants. Their credit score has to be in the correct range too.

Of course there is no need to panic if your credit score is low. Raise it up with timely payments before you apply for a home loan. This will make your home buying process hassle free and delightful.

What is your preference – Flat or Land?

The land is merely not just a word, but it is the foundation of growth for mankind! When the word ‘shelter’ comes to our mind, it resembles a personalized space crafted by our aspirations! Geometric patterns, smooth texture, cold colours and purple paint with indigo curtains, different preferences of homebuilding. This is how a personalized house seems like, where we design our dream space according to our priority, requirements, and convenience. Investing in land brings a lot more value as compared to flats. There are no further doubts that the rise of the apartment culture is taking over the residential market, but no one can ignore the desire to buy a plot of land and build their own home. The flat is an alternative with lots of limitations. Even flat also need land, so it’s preferable to spend on plotsPlot investment in the real estate market provides a lot of opportunities for value appreciation, expansion, financial assistance, income and redesigning. However, flats depreciate its value over time. 

While investing in plot land for sale, the only concerning and governing factor is the location of the land. It’s always better to invest in something which can appreciate in value over a period of time. After all the reason behind property investment is gain. In real estate investment, many investors are always on the lookout for the best space. Due to the decreasing availability of space, the real estate industry is registering extravagant demand of land for sale.

Read on to know the primary advantages of investing in plots instead of flats:-

Customization of property:

Having your own space is pure bliss. And to add more value and convenience, we personalize our property according to our will. The biggest advantage of owning a plot is that you have the luxury of choice in accessorizing, decorating and designing. Plots offer ample freedom by giving more scope for restructuring, redesigning, expanding and creating better resale opportunities. Whereas, flats offer more constraint when it comes to personalizing, as it is already multi-storied building with set infrastructure and zero expansion possibilities. 

Value Appreciation- Plots have become the preferred choice for their extraordinary quality of delivering sky-high returns! The land is the only capital that has the potential for low investment and high returns. Unlike flats, land doesn’t produce regular income but the resale value will be much more than what you bought for. Flats on the other hand, depreciate in value over time.

Cost benefit – Cost is the governing factor in every investment and it depends upon the requirements of buyers and other factors like locality, services, accessibility, size, design and developer’s brand. Land costs less than flats and also brings the promise of great returns!

If you want a ‘ready to move in’ house which can give you mesmerizing comfort and regular rental income then go for flats, but if you are interested in crafting your aspiration according to your priorities with minimum investment and maximum returns, then invest in TMR! TMR Group, the most trusted name of Hyderabad real estate sector has successfully developed gated communities in the booming locations of Hyderabad. TMR offers terrific real estate projects by maintaining complete transparency and proper documentation in the form of clear title plots.

Why Investing In A Gated Community Plot Is A Wise Decision.

Why Investing In A Gated Community Plot Is A Wise Decision

It is always better to be ahead of time in every aspect, especially considering current market conditions. Proper investment is one of the most reliable ways of getting ahead in life and also a dependable asset in times of crisis. After all, when life surprises you with an unexpected emergency, this investment plays the part of a protector thanks to its appreciated monetary value and helps us in managing the situation well.

It is an undeniable fact that our luxurious lifestyle is shouldered by financial independence and long-term planning! The period of inflation has encouraged real estate investment. Moreover, your very own land is just as good to live today and also the best option for a secure future! The real estate industry is coming out as a promising investment sector that provides opportunities with great returns!

The qualities we look for in an ideal investment opportunity are:

  • Affordability 
  • Long-lasting
  • Value appreciation
  • No extra charges
  • The privilege of personalization
  • Fewer hassles

Whenever we mention these points, the most suitable investment opportunity that comes to our mind is a plotInvesting in plot is the most flexible decision to make as it gives you the power of making decisions like you can play with the design of your home, size of your garden, rent it out or resell it or even run a business! The decision is solely yours. So comparing all the factors, it is proven that investing in an open plot is the wise decision to make.

Here are some advantages of having gated community plots:

Liquidity

The land will always be high demand, as no one producing that asset, and it appreciates in value over time passes. The demand and supply equation always works in the favour of open plots, you can easily get double the amount in resale than what you purchased years back. Everyone needs shelter to survive and land is certainly a limited resource.

Value appreciation

The availability of space is a rising issue, which results in the unbelievable growth of properties’ prices. The flat and villas also need land to build upon. An apartment may lose its value over time but the plot appreciates with every passing year. Therefore owning a plot in a convenient location is believed to provide faster price appreciation. As the landowner, you have the power to build as per your requirements that would eventually help increase the cost of land.

Fewer hassles – No extra charges is a blessing that only plots for sale provide. Plots require little or no maintenance cost. It can also be called as freedom from financial obligations. After you haveinvested in a plot, you can conveniently sit back and relax. Plotting projects get delivered on time and what can be better than making less investment and enjoying maximum returns!

Long-lasting investment – Age doesn’t make any difference. As land becomes scarcer, the supply-and-demand equation works in your favour. A building will depreciate with time, but the land will not be affected this way.

More perks – Nowadays the real estate developers also offer impressive infrastructure, convenient amenities and excellent connectivity to the rest of the city. Make a sound investment by booking a plot with TMR Group, whose Residential plots in Hyderabad are gaining momentum due to complete customer satisfaction. These gated community open plots feature HMDA approved layout with electricity, the overhead water tank, and underground drainage.

Buy RERA approved plots withTMR Group and experience a quality lifestyle with definite growth in returns!